Those wanting to know how to buy a house with bad credit need to realize that it is possible. But, you also need to know that it's not easy, and you are going to pay more money than someone with good credit.
It's a tough thing to buy a home these days. As of about a year ago, it used to be very easy to purchases houses with terrible credit. There is a whole glut of companies that were passing out no money down bad credit mortgages to every person who applied. The problem with this is that virtually EVERY person could buy a home, but as you may well know, not every person can afford the home.
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Poor credit history and income was ignored, and as a result mass waves of defaults started to happen. This is why banks are very unlikely to give out bad poor loans to people. But, having said that, it is still possible to find lenders who do specialize in this type of loan, after all, it's a lucrative (but risky) market.
The best place to go for your search is online. There are many companies with an online presence that specialize in poor credit loans. You can find these loans quite easily if you look around for them.
Now, you do need to be aware that you are going to pay for a bad credit loan. The higher the risk you are (i.e. the worse your credit) the higher the interest payments on the loan will be. So make sure that your financial situation can support a bad credit loan before applying for one.
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