If your credit score is damaged then you might be looking for very bad credit loans. These kind of loans are for those people who have extremely low credit scores, and who are probably finding it extremely hard to get approved for any kind of finance. The good news is that there are still some options available to you in this situation.
Lenders always want to be able to ensure their money is protected. This is why they will be less than willing to lend to those who have extremely damaged credit scores. However, there are some ways that you can help get the bank to trust you. In the case of very bad credit this usually means getting a secured loan - where your house will be used as collateral, giving your bank security that they can retrieve their funds even if you don't pay.
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You should also bear in mind that these kind of credit loans are likely to come with much higher interest fees than other loans. This is due to your credit status, and the fact that you are probably desperate to get approved at this point - a fact that lenders will take advantage of. This is why it's important to compare as many lenders as you can to find the best rates.
As you can see, there are options available for very bad credit loans. You should be careful, however, to only take out a loan that you can afford to pay back. If you make all of your monthly payments then you can actually help to get your credit score back on track.
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